The dream of owning a property is in the minds of many people. Equity is often not sufficient; in some cases, full financing is even necessary. Here you need fair offers that make financing possible. Credit rates adapted to you, good conditions and a reliable financing partner are an important basis. We at Nice Bank have been working as a financing consultant for a long time and enable you to compare different loan offers. We are at your side with questions and help you with the handling.
Apply for your real estate financing now
Free credit request With a net loan of $ 4,000 and a loan of 72 months, 2/3 of the new customers receive in advance. an eff. Interest rate pa of 7.9% or less (born debit rate 6.45% pa) Important: In your own interest, please do not make any further credit inquiries, as multiple inquiries (also from other providers) can lead to irritation and the blocking periods can be imposed by the banks in question.
Real estate loan with Nice Bank
- Experienced financial advisors are at your side
- There are no processing costs
- No additional contracts like family insurance, credit card etc.
- Social responsibility
A building loan or real estate financing is often required in a special amount. This is the only way you can afford your dream property. With Nice Bank you receive various offers with one request. Here you can compare the interest and the options for special repayment, pay attention to a debit interest rate or compare the loan amount. The offers are adjusted to your net income. As a borrower, you can also use a household calculator or a mortgage calculator to calculate how high the monthly charge may be.
Thanks to the extensive network of Nice Bank, you can now finance the renovation, purchase or construction of a property more easily.
This is how you benefit from a real estate loan from Nice Bank
Nice Bank is the help at your side when looking for real estate finance. The real estate loan is a form of loan that is tied to a specific purpose. A credit institution provides you with money to buy or invest in a property. Given the current interest rate trend, buying a property is still recommended. It is important that the loan gives you enough flexibility. The options for a special repayment of the remaining debt or in the course of repayment are recognizable through the special repayment rights. By interacting with your building society contract, you can also reduce the annuity loan. Also interesting when planning your loan are factors such as your savings, the planning of monthly payments – even with unforeseen expenses in everyday life – as well as your interest rate and the interest rate level of the provider. The amount of the repayment rate plays a role in lending, as does the monthly amount that you can use to repay.
With Nice Bank you benefit in several ways. We act as a credit broker and have an extensive network of financing partners. This gives you various offers that you can compare. This makes it easier to find the right home loan. A building loan from Nice Bank stands for simple and quick processing.
When is the real estate loan paid out?
The purchase of a property is usually long planned. But sometimes it has to be quick. The renovation may be just around the corner as there is damage to the house. Maybe you have found the right property, but are dependent on full financing.
The question of when a real estate loan from Nice Bank is paid out is therefore understandable. We at Nice Bank rely on fast processing. You can submit your application for a loan entirely online. We will guide you through the individual steps of the application and let you know if anything is missing. After we have received your application, we will forward it directly to potential financing partners. In this way you get different offers that you can compare. Now you can make a decision. If you are unsure, we will be happy to advise you.
Your mortgage calculator showed you which conditions are good for you and have you decided on an offer? Then we forward this to the financing partner. Now it is a matter of carrying out an identification. This is done with the PostIdent variant. With your ID you can prove that you are the applicant.
Depending on the type of loan you have chosen, a payment can be made within 24 hours after identification. We at Nice Bank keep you up to date.
Does Credit Bureau play a role in real estate financing?
Would you like to change something in your property, are you planning a refurbishment or are you considering paying your mortgage with a loan? You may also need a loan for the land registry or notary fees. With a mortgage calculator, you can see what the possible additional costs are if you want to buy your dream property. Financing the property yourself with a real estate loan can also be a problem if your Credit Bureau score is not optimal.
Here, of course, the question arises whether there is a building loan without Credit Bureau. If you send an inquiry to Nice Bank, it is Credit Bureau neutral. The requests are not forwarded and therefore do not affect your score. You can also apply for an installment loan without Credit Bureau at Nice Bank.
What do my offers look like?
The decision for a real estate loan needs to be considered carefully. It is important for you that you can therefore make a really solid comparison. Therefore, you need offers that provide a detailed breakdown. There is the pricing regulation for loans here. It ensures that you can see in a loan offer what costs await you. This applies, for example, to the presentation of the annual percentage rate. But even if there are additional fees, this must be noted here.
Nice Bank already has a lot of experience in arranging loans. Therefore, it is an advantage for you to go well-informed in the search for a suitable loan. Especially when it comes to real estate financing or renovation, it is important to see that the conditions are right. If you are aiming for full financing, it may make sense to carry out a budget calculation. It is also a good idea to find out more when planning credit installments and choosing the right loan. This makes it easier for you to find out which credit institution with your offer suits you best.
Submit your property finance application online now
Nice Bank enables you to simply search online for the optimal building loan. Classic annuity loan or a combination of a building loan, building society contract and self-financing? Simply submit your application and then calmly compare the options for partial or full financing. The following steps are necessary for this:
Step 1: Indicate that you would like to apply for real estate financing and leave your contact details.
Step 2 : Leave information about a possible own contribution, a building loan contract or other collateral for the loan.
Step 3 : Compare the offers that Nice Bank provides.
As soon as your application has been received by Nice Bank, it will be examined. You will always receive the current status from us.
Real estate financing from Nice Bank
There are various points to consider when looking for a suitable home loan. The rule of thumb is that you never just get an offer. There are numerous factors that can affect your real estate loan. With Nice Bank you have the opportunity to receive offers from several lenders. In the context of a real estate loan, topics such as the fixed interest rate, the repayment component, a fixed interest rate or even the household bill are topics that you should deal with. If you have any questions about special terms relating to construction loans, you can contact the Nice Bank financing advisors at any time.
A big advantage of your real estate loan through Nice Bank is that we provide you with an excellent network. We work with various financing partners and thus offer a non-binding basis for your financing. With us you get an effective overview of the possibilities that you have as a borrower.
This also applies to the search for follow-up financing. If your first real estate loan has ended or the fixed interest period expires, follow-up financing is an important issue. With us you can calmly search for the best offer for the desired loan amount. Nice Bank has been working as a credit broker for years. We keep an eye on the development of interest rates and also know how you can secure the best construction interest.
What is real estate finance?
Real estate financing is a special type of loan that is completely earmarked. Unlike an installment loan or a consumer loan, you cannot simply dispose of the loan amount made available. You are bound by the purpose. With a home loan, you get a particularly advantageous interest rate. This is also related to the large amounts of credit you borrow. However, it is important that you can prove at any time which bills related to your property were paid with the money. You can use the loan amount for the purchase, construction or renovation of a property. You need a strong partner at your side, especially when looking for suitable real estate financing. The experienced advisors from Nice Bank support you here.